Bank of Dad

This week we are answering YOUR questions! We cover everything from student loans, how late is too late and everything in between.

What does it really mean to be financially successful? Spoiler alert: it's about much more than just having lots of money! In this episode, we explore the habits, decisions and mindset shifts that can make the biggest difference to your long-term financial future. From the power of starting early to avoiding common money mistakes, we look at what financially successful people do differently and how you can put those lessons into practice.

Writing a will or setting up a Lasting Power of Attorney might not be at the top of your to-do list, but getting these things sorted could make a huge difference to your loved ones. In this episode, we explore why wills and LPAs are so important, what happens if you don't have them in place, and the common mistakes to avoid. From protecting unmarried partners to choosing the right people to make decisions on your behalf, we cover the key things you need to know to get your affairs in order and give yourself peace of mind.

In this episode of Bank of Dad, we're talking all things gifting money . From what to consider before giving someone a significant sum, to making smart decisions when you're on the receiving end. We explore whether you should spend, save, invest or pay off debt with a financial gift, and clear up some common misconceptions about tax. Plus, we explain how Gift Aid works and how you can make your charitable donations go even further!

What belongs in Finance Room 101? 👀 In this episode of Bank of Dad, Kate and Pete reveal the financial things they'd happily banish to Room 101 forever, from money habits and financial products to those little things about personal finance that drive them mad. But not everything deserves to disappear. They also discuss what they'd rescue from Finance Room 101 and why some much-maligned parts of the financial world might actually be worth keeping.

We decided to spread our discussion about funds over a second week, so this week we're diving into avoiding common mistakes when choosing a fund and the low-down on how to do it right!

This week, we're getting to grips with investment funds: what they are, how they work and what's actually going on when you put your money into one. We'll break down the basics, cut through some of the jargon and look at the mechanics you need to understand before you even think about choosing a fund.

This week, Kate and Pete dig into the biggest factor influencing how your investments behave. Behold, the wonder of ASSET ALLOCATION!

For many young adults, the travelling bug bites hard. Maybe you fancy a gap year or a six-week trip to Bali. What do you need to think about before you go and when you're away, financially spekaing? That's what Kate and Pete are all about this week…

Something a little different this week - Kate and Pete answer audience questions about all sorts!

Being good with money isn't just about willpower, it's about building habits and systems that make doing the right thing easier. In this episode, we're looking at the good money habits worth building, the bad ones that could be holding you back, and how to make positive financial habits actually stick. Warning - not for kids!

In this episode of Bank of Dad, Pete and Kate demystify the main UK taxes most people encounter, including income tax, National Insurance, VAT and Capital Gains Tax. They explain how tax bands really work, why earning more does not mean all your income is taxed at a higher rate, and when you may need to take action yourself, such as reporting gains or completing a tax return. If you want a clear, practical introduction to the UK tax system without the jargon, this episode will help you understand what you pay, why it matters, and how tax wrappers like ISAs can make a difference. Shownotes: https://bankofdad.show/episode29/

This week, Kate and Pete discuss the rise of the Financial Influencer, or 'Finfluencer' (yuk), the pros and cons of online financial information and how to spot the good from the bad. Eventually, they realise that they are Finfluencers themselves!

When it comes to succeeding with money, the thing most likely to derail it is OURSELVES! this week, Kate and Pete talk a bit about human behaviour when it comes to money, and how we can help ourselves get out of the way…

This week, Kate and Pete continue their discussion about risk, dealing with some of the less obvious risks when it comes to building wealth.

This week, Kate & Pete discuss risk, one of the most misunderstood concepts in finance, but one that you need to understand to build wealth for the future.

This week, Kate and her dad, Pete, tackle a thorny subject: How can couples align themselves financially? What does it take for a couple to work well together towards their shared goals, and what are the practicalities of managing money as a couple day to day?

This week, Kate and her dad Pete discuss the student finance system, its pros and cons and why a student loan isn't really a loan in the true sense at all…

22 Episodes into the BoD project, we've covered a lot of ground. This week, Kate and Pete take stock of what we have covered and where we're going from here.

Today we have another Q&A Episode where Kate and Pete answer the questions that YOU want answering. Keep them coming!

Something a little different this week (and next) - Kate and Pete answer audience questions about all sorts!

Investment platforms make it easier to buy, hold and manage your investments, but not all platforms are the same. In this episode, we explain how they work, what they cost, and what happens to your money if the platform itself runs into trouble. Boring Money: Stocks and Shares ISA Comparison

Kate and Pete continue their discussion about investing, moving up to talking about wrappers.

This week, Kate and Pete embark on a mini-series about investing, starting at the bottom talking about assets - the things we invest in, to make our money grow.

This week, Kate & Pete dive further into the world of pensions, all the different types and why they're so important for anyone pursuing financial freedom one day.

OK, this is an important one. We need to talk about pensions, which are misunderstood and often dismissed as something you'll get to later, whenever that is. Kate and Pete talk about what a pension actually is and why they are such an important part of your financial future.

Join Kate Matthew and her financial adviser Dad, Pete, talk about property, mortgages, and how to finally escape Mum & Dad.

In Part 2 of our Bank of Dad insurance series, we cover the main types of insurance young adults in the UK should know about, including life insurance, critical illness cover, and income protection. We help you understand how to spot a genuinely good policy, what to look for in the small print, and why speaking to a broker could make all the difference. Whether you're in your 20s or 30s, this episode gives you the practical knowledge to make smarter insurance decisions. Shownotes: https://bankofdad.show/episode13/ If you missed it, Part 1: https://bankofdad.show/episode12/

In Part 1 of our Bank of Dad insurance series, we break down why insurance matters in your 20s and 30s, the biggest myths people believe, and why your income is your most important asset to protect. We also explain what insurance actually does, the key risks to consider, and when it starts to become important in your life.

We've had a bunch of questions about this week's subject - what on earth does your payslip actually mean?! There's columns, gross, net, YTD, deductions - all just wanky words designed to confuse. In today's episode, Kate & Pete attempt to explain what it's all about!

This week, Kate and Pete finish up their conversation about credit cards, and whether they can be used safely, or are a dangerous slippery slope to debt chaos. Guess what - the answer is more nuanced than you'd think.

With debt so prevalent in our society, and credit cards one of the most-used versions of debt, we wanted to go deep so you can understand how they work, what happens with your credit score and lots more besides. Tread carefully with debt!

Join Kate and Pete once again as they go in-depth into one of the most important elements of everyone's wealth-building: the ISA. This week we cover how they work, what you can invest in and lots more besides.

In this week's show, Kate and Pete discuss ISAs, one of the most important elements in anyone's finances. We discuss what they are, the different types and when they make sense. We're laying the groundwork for going even deeper next week…

This week we cover the basics of investing, what it means, how it differs from saving, and how to get started.

This week, Kate and Pete talk about how and where to save money, the difference between saving and investing and lots more besides.

This week Kate and Pete talk about how to get out of debt, the different kinds of debt and why it's so easy to get into debt, but so tricky to get out.

In this week's episode of Bank of Dad, we break down the basics of budgeting. We tackle emergency funds, what to do when you've run out of money in the middle of the month and how to make budgeting less depressing!

Most of us experience the pain of not really knowing where our money goes. We just know that we don't have much left at the end of the month, if any! In this episode we cover why this is the case, and the antidote to this problem - being intentional…

Welcome to the Bank of Dad Podcast with Kate Matthew, supported by her financial adviser Dad, Pete. We're here to share the money lessons you never got at school — no judgment, no jargon, just real talk about how to handle your money. In this episode, we introduce ourselves and what we're hoping to achieve with this new show.